Where we pay

We reap what we sow
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And where we have sown
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And if we have sown seeds of good and evil in this life and on this earth
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It is only in another life on this earth that we can reap what we have sown. 
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Would not a farmer be considered mad if he had sown a field in one part of the country where he lived.
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And some months later travel to another part of the country
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Far from where he sowed his seed in order to reap his crop?
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So it is with man.
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He sows seeds of thought, and he reaps that crop where he sowed them.
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Which is in himself and in this physical world.
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Our Universe is ruled by law and order.
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And this word karma expresses that fact of universal harmony and consistency manifesting in what we call law and order.
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We do not think about these things very much 
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However they influence and dictate everything we experience
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Day in day out.
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Life in life out
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You will today create what you experience in the future.
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Your choice, live wisely.
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Because it is here on earth that you pay
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Life after life