New ways of stealing

    

This is a new one.
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People certainly keep busy trying to cheat us.
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Scene 1
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A friend went to the  local gym and placed his belongings in the locker. 
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After the workout and a shower, he came out, saw the locker open, and thought to himself. 
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Funny, I thought I locked the  locker............
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Hmm, He dressed and  just flipped the wallet to make sure all was in order.
Everything looked okay -  all his cards were in place...
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A few weeks later his credit card bill came - a whooping bill of  $14,000.
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He called the credit card company and started yelling at them, saying that he did not make the  transactions.
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Customer care personnel verified that there was no mistake in the system and asked if his card had been  stolen.
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'No,' he said, but then  took out his wallet, pulled out the credit card, and yes - you guessed it - a  switch had been made.
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An expired similar credit card from the same bank was in the  wallet.
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The thief broke into his locker at the gym and switched cards.
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Verdict:  The credit card  issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.
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How much did he have to pay for items he did not buy?
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$9,000!  Why were there no calls made to verify the amount swiped?
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Small amounts rarely trigger a 'warning bell' with some credit card companies.
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It just so happens that all the small amounts added up to a big one!
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Scene  2 .
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A man at a local restaurant paid for his meal with his credit  card.
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The bill for the meal came, he signed it and the waitress folded the receipt and passed the  credit card along.
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Usually, he would just take it and place it in his wallet or pocket. 
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Funny enough, though, he actually took a look at the card and, lo and  behold, it was the expired card of another person.
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He called the waitress and she looked perplexed.
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She took it back, apologized and hurried back to the counter under the watchful eye of the man.
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All the waitress did while walking to the counter was wave the wrong expired card to the counter cashier, and the counter cashier immediately looked down and took out the real card.
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No exchange of words --- nothing!  
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She took it and came back to the man with an apology..
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This scenario actually happened to someone I know at a local restaurant - between the waitress and the front desk cashier.
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Verdict: Make sure the credit cards in your wallet are yours.
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Check the name on the card every time you sign for something and/or the card is taken away for even a short period of time.
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Many people just take back the credit card without even looking at it, 'assuming' that it has to be theirs.
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Scene 3:
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Yesterday I went into a pizza restaurant to pick up an order that I had called in.
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I paid by using my Visa Check Card which, of course, is linked directly to my checking account.
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The young man behind the counter took my card, swiped it, then laid it on the counter as he
waited for the approval, which is pretty standard procedure.
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While he waited, he picked up his cell phone and started dialing.
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I noticed the phone because it is the same model I have, but nothing seemed out of the ordinary.
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Then I heard a click that sounded like my phone sounds when I take a picture.
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He then gave me back my card but kept the phone in his hand as if he was still pressing buttons.
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Meanwhile, I'm thinking: I wonder what he is taking a picture of, oblivious to what was really going on.
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It then dawned on me: the only thing there was my credit card, so now I'm paying close attention to what he is doing..
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He set his phone on the counter, leaving it open.
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About five seconds later, I heard the chime that tells you that the picture has been saved.
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Now I'm standing there struggling with the fact that this boy just took a picture of my credit  card.
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Yes, he played it off well, because had we not had the same kind of phone, I probably would never have known what happened.
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Needless to say, I immediately canceled that card as I was walking out of the pizza parlour.
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All I am saying is, be aware of your surroundings at all times.
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Whenever you are using your credit card take caution and don't be careless.
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Notice who is standing near you and what they are doing when you use your card.
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Be aware of phones, because many have a camera phone these days.
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Today these are some of the new ways of stealing.
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Be aware please any time you pull your card out of your pocket.