Another way of seeing things

It is more just to pay out the proceeds of the economic rent compensation, pollution taxes and so on to all citizens as a social dividend than the current system.
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We have at every turn chosen to consume more rather than to work less. 
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This choice, driven by the money system, accompanied an accelerating drawdown of social and natural capital.
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Under a system of degrowth with negative interest people will also share more and consume less, borrow more and rent less, give more and sell less all reflecting and engendering economic degrowth.
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Money is unsuited to facilitate the circulation and development of the unquantifiable things that truly make life rich.
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Gifts circulate rather than accumulate. 
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Decaying currency under a negative interest system ensures that wealth remains a function of flow rather than of owning
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Gifts flow towards the greatest need. 
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A social dividend ensures that the basic survival needs of every person are met.
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Part of living in the gift is to recognise and abide by the obligation to receive as well as to give.
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To refuse a gift is to spurn a relationship.
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A reason we are so intolerant of each other is simply because we have money.
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Gratitude and obligation go hand in hand they are two sides of the same coin.
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Clearly then reluctance to receive is actually reluctance to give.
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After all, what you have taken in this life dies with you, only your gifts live on.
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The truth is, has always been, and always will be that we are utterly and hopelessly dependent on each other and on nature.
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To neither give nor receive, but to pay for everything; to never depend on anyone, but to be financially independent, to not be bound to a community or place, but to be mobile....... such is the illusory paradise for the discrete and separate self. 
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Corresponding to the the spiritual conceit of non-attachment,  to the religious delusion of nonworldliness, and to the scientific ambition to master and transcend nature, it is proving not to be paradise but a hell.
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Many observers have pointed out that each age is succeeding actually overlapping the last at an exponentially accelerating pace.
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What if fear is self fulfilling, creating the very conditions of vulnerability and scarcity that it assumes.
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Using money to destroy money
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Finally a credit based system with decaying currency embodies two cardinal principles of the new world interdependency and impermanence.
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Charles Eisenstein